Spread the cost of your treatment with 0% finance

It’s easier than ever to discover confidence in better skin.

UK’s leading dermatology, laser, aesthetic and skin clinics

More dermatologists, doctors, nurses and medical practitioners than any other clinic group

Unrivalled client care for over 30 years

Industry leading clinical training and safety protocols

Interest free credit – what you need to know?

We know that a course of treatment is a big consideration and investment, so to make our services more accessible and affordable for everyone, we offer 0% finance so you can spread the cost of your treatment.

If you spend £300 or more on treatment at your sk:n clinic, you can spread the cost over 6 months, subject to a 10% deposit. The best thing? It’s interest-free.

Alternatively, you can spread the cost over 12 months at 14.9% APR.

6 months at 0% interest example

  • Price for Treatment Course: £1000
  • 10% deposit: £100
  • Amount of Credit: £900
  • 6 Monthly Payments of £150
  • Total charge for credit £0.00
  • Total Amount Repayable: £1000

Credit FAQs

Check Your Eligibility

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You will only be considered for finance if you:

  • Are at least 18 years old
  • Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Have a UK bank account capable of accepting Direct Debits
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Provide an email address so your documentation can be emailed to you.

Finance Decision

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Your application will be assessed based on eligibility, credit history and affordability and Omni Capital will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check appears only when you sign the Credit Agreement.

Once approved, Omni Capital will provide you with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.

In a few cases, your application may be referred for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and Omni Capital will be able to give you more information.

Repaying The Loan

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Your first direct debit payment will be taken 30 days after you receive your purchase. This will show on your statement as a payment to Omni Capital. You have the right to repay all or part of the loan early at any time.


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There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you want to do this, you need to notify Omni Capital.

A payment plan does not affect our standard terms & conditions.

The Legal Bit

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Finance is provided by Omni Capital. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.

Omni Capital is part of the Castle Trust Group, a provider of investment, mortgage and consumer lending products. Omni Capital Retail Finance Limited. Registered Office: 10 Norwich Street, London, EC4A 1BD. Registered in England and Wales. Company Registration No. 7232938. Authorised and regulated by the Financial Conduct Authority, Reference Number: 720279

For more information please go to www.omnicapitalretailfinance.co.uk/contact/customer/ or visit www.omnicapitalretailfinance.co.uk

Request a callback


One of our friendly sk:n advisors will call you to book your consultation.

  • More than 450 consultants, doctors, nurses and medical practitioners
  • Regulated by the Care Quality Commission, Health Inspectorate Wales and Health Improvement Scotland
  • Partner of the NHS
  • Rated excellent by our clients on Trustpilot
  • Strict safety and care protocols


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